1 files changed, 11 insertions, 3 deletions
diff --git a/internal/casino/roulette.go b/internal/casino/roulette.go
index ad0a706..1069a68 100644
--- a/internal/casino/roulette.go
+++ b/internal/casino/roulette.go
@@ -822,11 +822,19 @@ func (t *rouletteTable) markDisconnected(name string) []Event {
 	if p == nil {
 		return nil
 	}
-	// No outcome has been sampled or revealed during the spin. Disconnect
-	// refunds are safe, just as pre-deal baccarat refunds are.
+	// Once the spin starts the winning pocket is fixed, and from frame 5 it is
+	// on screen, so a disconnect refund would allow selective losses. Forfeit
+	// the stake while the wheel is spinning, matching Big 6; refund only before
+	// the spin starts.
 	var events []Event
 	if p.Wallet != nil {
-		if _, _, err := p.Wallet.RefundOutstanding(); err != nil {
+		var err error
+		if p.HasBet && t.phase == phasePlaying {
+			err = p.Wallet.PayCredits(0, p.Wager.ID)
+		} else {
+			_, _, err = p.Wallet.RefundOutstanding()
+		}
+		if err != nil {
 			events = append(events, t.private(name, "Your stake remains pending for startup recovery."))
 		}
 	}