From a8a67482bbff8297a96adff65d2fd7029ed998cc Mon Sep 17 00:00:00 2001
From: historia <[not public]>
Date: Fri, 18 Sep 2026 21:36:36 -0400
Subject: refactor: replace economy journal with single-file pending-wager
 wallet

---
 internal/game/cmd_bank.go | 7 +++----
 1 file changed, 3 insertions(+), 4 deletions(-)

(limited to 'internal/game/cmd_bank.go')

diff --git a/internal/game/cmd_bank.go b/internal/game/cmd_bank.go
index 1ec0b7c..deddf0b 100644
--- a/internal/game/cmd_bank.go
+++ b/internal/game/cmd_bank.go
@@ -417,10 +417,9 @@ func (g *Game) doBankWithdrawCredits(sess *net.Session, parts []string) {
 
 // persistBankCredits makes a credit move between the on-hand wallet and the
 // bank durable, reverting it in memory when the save fails. A best-effort
-// save here would leave the in-memory balance ahead of the durable file, and
-// a wager taken from that phantom balance journals checkpoints the file can
-// never match — recovery then leaves the stake permanently ambiguous instead
-// of refunding or settling it. Reports whether the move may be announced.
+// save here would leave the in-memory balance ahead of the durable file, so
+// a wager taken from that phantom balance would be charged against money the
+// player does not durably have. Reports whether the move may be announced.
 func (g *Game) persistBankCredits(p *player.Player, creditsBefore, bankedBefore int) bool {
 	if err := g.AccountStore.SaveCharacter(p); err != nil {
 		log.Printf("bank credit transfer %s: %v", p.Name, err)
-- 
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